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Such factors can be separated into two groups: roup one consists ofthe organizational structure and conclusionmaking process, while group two includes rules and regulations governing the activities of every institution. This question deals with the age group of the customers who obtained home finance, either through Islamic financing or conventional financing.

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Islamic banks could attract more clients for home mortgages by offering longer repayment periods which would help clients to pay their dues easily and comfortably, unlike other conventional banks.

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Also has clearly the universities minister in fatwa. A Muslim is not allowed to benefit from lending money or receiving money from someone This means that earning interest riba is not allowed whether you are an individual or a bank To comply with these rules interest is not paid on Islamic savings or current accounts or charged on Islamic mortgages.

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